The news of a $12.5 million Cash App settlement has created significant buzz among users, prompting many to wonder if they are eligible for a piece of the payout, which could be up to $147 per person.1 This settlement resolves a class-action lawsuit against Block, Inc.2 (Cash App’s parent company) concerning unsolicited referral text messages.3
If you are a Washington resident who received an unexpected Cash App text, this guide breaks down exactly what you need to know about eligibility, the claim process, and when you can expect your money.
The Cash App Settlement Explained
The lawsuit was filed under Washington’s consumer protection laws.4 It alleged that Block, Inc. violated these laws by using Cash App’s “Invite Friends” feature to send pre-written advertising and referral texts without the recipients’ explicit permission.5 While Block, Inc. denies any wrongdoing, the company agreed to a $12.5 million settlement to resolve the matter.6
Quick Settlement Facts
| Detail | Information |
| Defendant | Block, Inc. (Cash App) |
| Total Settlement Fund | $12.5 Million |
| Estimated Individual Payout | $88 to $147 (may vary based on claims) |
| Claim Eligibility Period | November 14, 2019, to August 7, 2025 |
| Claim Deadline | October 27, 2025 (Now Closed) |
| Official Website | https://cashappsecuritysettlement.com/ |
Are You Eligible for a Payout?
Since this settlement involves violations of Washington state consumer protection laws, the eligibility is highly specific.7
Key Eligibility Requirements
To qualify for a payment from the $12.5M Cash App settlement, you must have met the following criteria:
- Residence: You must have been physically present in Washington State when you received the text message.8
- Message Received: You must have received at least one unsolicited Cash App referral text message.9
- Timeframe: The text must have been received between November 14, 2019, and August 7, 2025.10
- Consent: You did not provide explicit, clear permission to receive promotional or referral texts from Cash App.11
- Claim Filed: You must have successfully filed a valid claim form by the October 27, 2025 deadline.12
Note: The deadline to file a claim has passed. Only those who submitted their claims by October 27, 2025, are eligible for a payment.13
Payment Amount and Distribution
The total $12.5 million fund will be distributed among all qualified, approved claimants. The final individual payment depends directly on how many eligible users filed a successful claim.
Payout Details
- Standard Payout: The estimated amount is between $88 and $147 per person.14
- Additional Compensation: Claimants who documented and verified financial losses related to the unsolicited messages could receive up to $2,500 in reimbursement.15
- Payment Methods: Payments are being processed via PayPal, Venmo, or a mailed check.
When Will the Payouts Be Sent?
According to the latest updates, Cash App settlement payments are expected to be issued after December 2025 and into early 2026.
The court must grant final approval for the settlement first, and then the claims administrator needs time to complete the verification and distribution process.16 Claimants who filed on time should monitor their email and physical mail for official updates regarding their payment status.17
Frequently Asked Questions (FAQs)
Q: Is the Cash App $12.5M settlement real?
A: Yes, the settlement is real. It is a class-action lawsuit against Block, Inc.18 over unsolicited referral texts and is officially listed on the dedicated settlement website.
Q: How much will I receive from the settlement?
A: The standard payout is estimated to be between $88 and $147.19 The exact amount depends on the total number of approved claims.
Q: Can I still file a claim?
A: No, the deadline for filing a claim was October 27, 2025.20 Claims submitted after this date will not be accepted.
Q: When is the money going to be paid out?
A: Payments are expected to be sent out in early 2026, following the court’s final approval hearing scheduled for shortly after December 2025.
Conclusion: Next Steps for Claimants
For those who successfully submitted their claim by the October 27, 2025, deadline, the waiting period is nearly over. While Block, Inc. moves to enhance privacy measures on Cash App, your next step is simply to wait for the court’s final approval.
Keep an eye on your designated payment method (PayPal, Venmo, or mail) and check the official settlement website for the absolute latest payment schedule announcements.